MONEYREVIEW

HSBC Low Rate credit card. A credit that guarantees a low purchase rate.

• 0% p.a. until 1 April 2010* on balance transfers
• $0 annual fee for the life of the card
• Interest rate of 15.99% p.a. on purchases. Cash advance rate of 19.99% p.a.
• Up to 55 days interest-free on purchases
• Credit Cards Online for quick, easy and secure access 24 hours a day
• Worldwide acceptance at over 24 million Visa merchants

About HSBC

In Australia, the HSBC Group offers an extensive range of financial services through a network of 35 branches and offices. These services include personal and commercial financial services, trade finance, treasury and financial markets, investment advisory and securities custody.

Headquartered in London, the HSBC Group has some 9,500 offices and over 250,000 employees in 76 countries and territories in Europe, the Asia-Pacific region, the Americas, the Middle East and Africa. The HSBC Group serves almost 125 million customers and has assets of over US$1,502 billion (at 31 December 2005).

The HSBC Group is one of the largest banking and financial services organisations in the world, with well established businesses in Europe, the Asia-Pacific region, the Americas, the Middle East and Africa.

HSBC Holdings is listed on the London, Hong Kong, New York, Paris and Bermuda stock exchanges. Shares in HSBC Holdings are held by around 200,000 shareholders in some 100 countries and territories.

Go to www.HSBC.com.au to find out more about HSBC.